.calc-hero{text-align:center;padding-top:180px;padding-bottom:60px;position:relative;overflow:hidden}.calc-hero__bg{opacity:.15;pointer-events:none;z-index:0;width:100%;height:100%;position:absolute;top:0;left:0}.calc-hero__bg img{object-fit:cover;width:100%;height:100%}.calc-hero__content{z-index:1;position:relative}.calc-hero__subtitle{font-family:var(--font-body);text-transform:uppercase;letter-spacing:3px;color:var(--color-accent);margin-bottom:12px;font-size:14px;font-weight:700}.calc-hero__title{font-family:var(--font-heading);text-transform:uppercase;color:#fff;letter-spacing:.8px;margin-bottom:20px;font-size:76px;font-weight:600}.calc-hero__title .accent{color:var(--color-accent)}.calc-hero__desc{text-align:center;max-width:700px;font-family:var(--font-body);color:#ffffffb3;letter-spacing:.3px;margin:0 auto;font-size:1.05rem;font-weight:300;line-height:1.7}.calc-how{padding:50px 0 10px}.how-steps{justify-content:center;gap:48px;margin-bottom:20px;display:flex}.how-step{align-items:center;gap:12px;display:flex}.how-step__num{background:var(--color-accent);color:#000;width:36px;height:36px;font-family:var(--font-heading);border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;font-size:16px;font-weight:700;display:inline-flex}.how-step p{font-family:var(--font-body);color:#ffffffbf;margin:0;font-size:15px}.how-note{text-align:center;font-family:var(--font-body);color:#ffffff59;margin-top:12px;font-size:13px}.calc-section{padding:40px 0 100px}.calc-card{border:var(--border-cartoon);border-radius:var(--radius-cartoon);box-shadow:var(--shadow-cartoon);background:#ffffff08;padding:48px}.calc-card__heading{font-family:var(--font-heading);color:#fff;text-transform:uppercase;margin-bottom:32px;font-size:28px}.calc-card__heading .accent{color:var(--color-accent)}.calc-inputs{grid-template-columns:1fr 1fr;gap:28px;margin-bottom:28px;display:grid}.input-group label{font-family:var(--font-body);color:#fffc;margin-bottom:8px;font-size:15px;font-weight:600;display:block}.input-group input{border-radius:var(--radius-cartoon-input);color:#fff;width:100%;font-family:var(--font-body);box-sizing:border-box;background:#ffffff0f;border:1px solid #ffffff26;outline:none;padding:14px 16px;font-size:22px;font-weight:700;transition:border-color .2s,box-shadow .2s}.input-group input:focus{border-color:var(--color-accent);box-shadow:0 0 0 3px #f89ebf1a}.input-help{font-family:var(--font-body);color:#ffffff59;margin-top:6px;font-size:13px;line-height:1.5;display:block}.churn-toggle{border:var(--border-cartoon);border-radius:var(--radius-cartoon-sm);background:#ffffff05;margin-bottom:48px;padding:0;overflow:hidden}.churn-toggle summary{cursor:pointer;font-family:var(--font-body);color:var(--color-accent);user-select:none;padding:16px 24px;font-size:14px;font-weight:600;list-style:none}.churn-toggle summary::-webkit-details-marker{display:none}.churn-toggle summary:before{content:"+ ";font-weight:700}.churn-toggle[open] summary:before{content:"− "}.churn-inner{padding:0 24px 24px}.input-group--churn{max-width:360px}.calc-results{margin-top:8px}.results-title{font-family:var(--font-heading);color:#fff;text-transform:uppercase;margin-bottom:24px;font-size:28px}.results-title .accent{color:var(--color-accent)}.yearly-title{margin-top:48px}.yearly-note{font-family:var(--font-body);color:#ffffff59;margin:-16px 0 20px;font-size:13px}.platform-grid{grid-template-columns:repeat(3,1fr);gap:24px;display:grid}.platform-card{border:var(--border-cartoon);border-radius:var(--radius-cartoon-sm);box-shadow:var(--shadow-cartoon);background:#ffffff0a;padding:28px 24px;transition:border-color .3s,transform .3s,box-shadow .3s}.platform-card:hover{box-shadow:var(--shadow-cartoon-hover);border-color:#f89ebf33;transform:translateY(-4px)}.platform-card h3{font-family:var(--font-heading);color:#fff;text-transform:uppercase;margin-bottom:20px;font-size:18px}.stat-row{border-bottom:1px solid #ffffff0f;justify-content:space-between;align-items:center;padding:10px 0;display:flex}.stat-row:last-child{border-bottom:none}.stat-label{font-family:var(--font-body);color:#ffffff80;font-size:14px}.stat-value{font-family:var(--font-body);color:#fff;font-size:16px;font-weight:700}.stat-value.fee{color:#ff6b6b}.stat-value.net{color:#51cf66;font-size:20px}.net-row{background:#ffffff08;margin:8px -12px 0;padding:12px}.calc-disclaimer{font-family:var(--font-body);color:#ffffff59;margin-top:24px;font-size:13px;line-height:1.6}.percentile-section{margin-top:48px}.percentile-title{margin-bottom:8px}.percentile-note{font-family:var(--font-body);color:#ffffff59;margin-bottom:20px;font-size:13px}.percentile-card{border:var(--border-cartoon);border-radius:var(--radius-cartoon);box-shadow:var(--shadow-cartoon);padding:0;transition:border-color .3s,box-shadow .3s,transform .3s}.percentile-card:hover{box-shadow:var(--shadow-cartoon-hover);border-color:#ffffff26}.percentile-card--reveal{box-shadow:7px 7px 0 var(--color-gold);border:2px solid #16110f;animation:.4s cubic-bezier(.34,1.56,.64,1) percentilePop}.percentile-card--reveal:hover{box-shadow:9px 9px 0 var(--color-gold);border-color:#16110f;transform:translate(-2px,-2px)}@keyframes percentilePop{0%{transform:scale(.97)}to{transform:scale(1)}}@media (prefers-reduced-motion:reduce){.percentile-card--reveal{animation:none}}.percentile-display{text-align:center;padding:40px 24px 32px}.percentile-value{font-family:var(--font-heading);color:#fff;text-transform:uppercase;margin-bottom:8px;font-size:80px;line-height:1;display:block}.percentile-subtitle{font-family:var(--font-body);color:#ffffff59;text-transform:uppercase;letter-spacing:3px;margin-bottom:28px;font-size:13px;display:block}.percentile-tier{font-family:var(--font-heading);color:var(--color-gold);text-transform:uppercase;letter-spacing:2px;background:#c4b58314;border:1px solid #c4b58359;border-radius:999px;padding:10px 28px;font-size:13px;display:inline-block}.percentile-context{text-align:center;font-family:var(--font-body);color:#ffffff59;margin-top:24px;padding:0 20px;font-size:13px;line-height:1.7}.percentile-empty{font-family:var(--font-body);color:#fff6;text-align:center;padding:20px 0;font-size:15px}.fee-reference{margin-top:80px}.fee-title{font-family:var(--font-heading);color:#fff;text-transform:uppercase;text-align:center;margin-bottom:12px;font-size:36px}.fee-title .accent{color:var(--color-accent)}.fee-intro{text-align:center;font-family:var(--font-body);color:#ffffff80;margin-bottom:36px;font-size:15px}.fee-grid{grid-template-columns:repeat(3,1fr);gap:24px;display:grid}.fee-card{border-radius:var(--radius-cartoon-sm);box-shadow:var(--shadow-cartoon);text-align:center;background:#ffffff08;border:1px solid #ffffff14;padding:32px 28px;transition:border-color .3s,box-shadow .3s,transform .3s}.fee-card:hover{box-shadow:var(--shadow-cartoon-hover);border-color:#f89ebf4d;transform:translateY(-3px)}.fee-card h3{font-family:var(--font-heading);color:#fff;text-transform:uppercase;margin-bottom:12px;font-size:20px}.fee-rate{font-family:var(--font-body);color:var(--color-accent);margin-bottom:12px;font-size:42px;font-weight:800}.fee-rate-note{letter-spacing:.5px;color:#ffffff8c;margin-top:4px;font-size:13px;font-weight:600;display:block}.fee-desc{font-family:var(--font-body);color:#ffffff8c;font-size:14px;line-height:1.7}.calc-bridge{text-align:center;color:#ffffffa6;max-width:640px;margin:34px auto 0;font-size:.95rem;line-height:1.7}.calc-bridge a{color:var(--color-accent)}.calc-cta{text-align:center;border-radius:var(--radius-cartoon);box-shadow:var(--shadow-cartoon);background:#f89ebf0f;border:1px solid #f89ebf26;margin-top:80px;padding:60px 40px}.calc-cta h2{font-family:var(--font-heading);color:#fff;text-transform:uppercase;margin-bottom:16px;font-size:32px}.calc-cta p{font-family:var(--font-body);color:#ffffffa6;max-width:600px;margin:0 auto 28px;font-size:16px;line-height:1.7}.calc-cta .btn-primary{background-color:var(--color-accent);color:#000;text-transform:uppercase;padding:14px 48px;font-size:15px;font-weight:700;text-decoration:none;transition:opacity .2s;display:inline-block}.calc-cta .btn-primary:hover{opacity:.85}@media (width<=1024px){.calc-hero__title{font-size:48px}.how-steps{gap:32px}}@media (width<=767px){.calc-hero{padding-top:140px;padding-bottom:40px}.calc-hero__title{font-size:32px}.calc-hero__desc{font-size:.95rem}.how-steps{flex-direction:column;align-items:flex-start;gap:16px;padding:0 20px}.calc-card{padding:24px 16px}.calc-inputs{grid-template-columns:1fr;gap:20px}.platform-grid,.fee-grid{grid-template-columns:1fr}.results-title{font-size:22px}.fee-title{font-size:26px}.calc-cta h2{font-size:24px}.calc-cta{padding:40px 20px}.calc-card__heading{font-size:22px}.percentile-value{font-size:56px}.percentile-display{padding:28px 16px 24px}.percentile-tier{padding:8px 20px;font-size:11px}}