.calc-hero{position:relative;padding-top:180px;padding-bottom:60px;overflow:hidden;text-align:center}.calc-hero__bg{position:absolute;top:0;left:0;width:100%;height:100%;opacity:.15;pointer-events:none;z-index:0}.calc-hero__bg img{width:100%;height:100%;object-fit:cover}.calc-hero__content{position:relative;z-index:1}.calc-hero__subtitle{font-family:var(--font-body);font-size:14px;font-weight:700;text-transform:uppercase;letter-spacing:3px;color:var(--color-accent);margin-bottom:12px}.calc-hero__title{font-family:var(--font-heading);font-size:76px;font-weight:600;text-transform:uppercase;color:#fff;letter-spacing:.8px;margin-bottom:20px}.calc-hero__title .accent{color:var(--color-accent)}.calc-hero__desc{text-align:center;max-width:700px;margin:0 auto;font-family:var(--font-body);font-size:1.05rem;font-weight:300;line-height:1.7;color:#ffffffb3;letter-spacing:.3px}.calc-how{padding:50px 0 10px}.how-steps{display:flex;justify-content:center;gap:48px;margin-bottom:20px}.how-step{display:flex;align-items:center;gap:12px}.how-step__num{width:36px;height:36px;display:inline-flex;align-items:center;justify-content:center;border-radius:50%;background:var(--color-accent);color:#000;font-family:var(--font-heading);font-size:16px;font-weight:700;flex-shrink:0}.how-step p{font-family:var(--font-body);font-size:15px;color:#ffffffbf;margin:0}.how-note{text-align:center;font-family:var(--font-body);font-size:13px;color:#ffffff59;margin-top:12px}.calc-section{padding:40px 0 100px}.calc-card{background:#ffffff08;border:1px solid rgba(255,255,255,.08);padding:48px}.calc-card__heading{font-family:var(--font-heading);font-size:28px;color:#fff;text-transform:uppercase;margin-bottom:32px}.calc-card__heading .accent{color:var(--color-accent)}.calc-inputs{display:grid;grid-template-columns:1fr 1fr;gap:28px;margin-bottom:28px}.input-group label{display:block;font-family:var(--font-body);font-size:15px;font-weight:600;color:#fffc;margin-bottom:8px}.input-group input{width:100%;padding:14px 16px;background:#ffffff0f;border:1px solid rgba(255,255,255,.15);color:#fff;font-family:var(--font-body);font-size:22px;font-weight:700;transition:border-color .2s,box-shadow .2s;outline:none;box-sizing:border-box}.input-group input:focus{border-color:var(--color-accent);box-shadow:0 0 0 3px #f89ebf1a}.input-help{display:block;font-family:var(--font-body);font-size:13px;color:#ffffff59;margin-top:6px;line-height:1.5}.churn-toggle{margin-bottom:48px;border:1px solid rgba(255,255,255,.08);background:#ffffff05;padding:0}.churn-toggle summary{padding:16px 24px;cursor:pointer;font-family:var(--font-body);font-size:14px;font-weight:600;color:var(--color-accent);list-style:none;user-select:none}.churn-toggle summary::-webkit-details-marker{display:none}.churn-toggle summary:before{content:"+ ";font-weight:700}.churn-toggle[open] summary:before{content:"− "}.churn-inner{padding:0 24px 24px}.input-group--churn{max-width:360px}.calc-results{margin-top:8px}.results-title{font-family:var(--font-heading);font-size:28px;color:#fff;text-transform:uppercase;margin-bottom:24px}.results-title .accent{color:var(--color-accent)}.yearly-title{margin-top:48px}.yearly-note{font-family:var(--font-body);font-size:13px;color:#ffffff59;margin:-16px 0 20px}.platform-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.platform-card{background:#ffffff0a;padding:28px 24px;border:1px solid rgba(255,255,255,.08);transition:border-color .3s,transform .3s}.platform-card:hover{border-color:#f89ebf33;transform:translateY(-2px)}.platform-card h3{font-family:var(--font-heading);font-size:18px;color:#fff;text-transform:uppercase;margin-bottom:20px}.stat-row{display:flex;justify-content:space-between;align-items:center;padding:10px 0;border-bottom:1px solid rgba(255,255,255,.06)}.stat-row:last-child{border-bottom:none}.stat-label{font-family:var(--font-body);font-size:14px;color:#ffffff80}.stat-value{font-family:var(--font-body);font-size:16px;font-weight:700;color:#fff}.stat-value.fee{color:#ff6b6b}.stat-value.net{color:#51cf66;font-size:20px}.net-row{background:#ffffff08;padding:12px;margin:8px -12px 0}.calc-disclaimer{font-family:var(--font-body);font-size:13px;color:#ffffff59;margin-top:24px;line-height:1.6}.percentile-section{margin-top:48px}.percentile-title{margin-bottom:8px}.percentile-note{font-family:var(--font-body);font-size:13px;color:#ffffff59;margin-bottom:20px}.percentile-card{border:1px solid rgba(255,255,255,.08);padding:0;transition:border-color .3s}.percentile-card:hover{border-color:#ffffff26}.percentile-display{text-align:center;padding:40px 24px 32px}.percentile-value{display:block;font-family:var(--font-heading);font-size:80px;color:#fff;text-transform:uppercase;line-height:1;margin-bottom:8px}.percentile-subtitle{display:block;font-family:var(--font-body);font-size:13px;color:#ffffff59;text-transform:uppercase;letter-spacing:3px;margin-bottom:28px}.percentile-tier{display:inline-block;font-family:var(--font-heading);font-size:13px;color:var(--color-accent);text-transform:uppercase;letter-spacing:2px;padding:10px 28px;border:1px solid rgba(248,158,191,.25)}.percentile-context{text-align:center;font-family:var(--font-body);font-size:13px;color:#ffffff59;line-height:1.7;margin-top:24px;padding:0 20px}.percentile-empty{font-family:var(--font-body);font-size:15px;color:#fff6;text-align:center;padding:20px 0}.fee-reference{margin-top:80px}.fee-title{font-family:var(--font-heading);font-size:36px;color:#fff;text-transform:uppercase;text-align:center;margin-bottom:12px}.fee-title .accent{color:var(--color-accent)}.fee-intro{text-align:center;font-family:var(--font-body);font-size:15px;color:#ffffff80;margin-bottom:36px}.fee-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.fee-card{background:#ffffff08;border:1px solid rgba(255,255,255,.08);padding:32px 28px;text-align:center;transition:border-color .3s}.fee-card:hover{border-color:#f89ebf4d}.fee-card h3{font-family:var(--font-heading);font-size:20px;color:#fff;text-transform:uppercase;margin-bottom:12px}.fee-rate{font-family:var(--font-body);font-size:42px;font-weight:800;color:var(--color-accent);margin-bottom:12px}.fee-desc{font-family:var(--font-body);font-size:14px;color:#ffffff8c;line-height:1.7}.calc-cta{text-align:center;margin-top:80px;padding:60px 40px;background:#f89ebf0f;border:1px solid rgba(248,158,191,.15)}.calc-cta h2{font-family:var(--font-heading);font-size:32px;color:#fff;text-transform:uppercase;margin-bottom:16px}.calc-cta p{font-family:var(--font-body);font-size:16px;color:#ffffffa6;max-width:600px;margin:0 auto 28px;line-height:1.7}.calc-cta .btn-primary{background-color:var(--color-accent);color:#000;font-weight:700;padding:14px 48px;font-size:15px;text-transform:uppercase;text-decoration:none;display:inline-block;transition:opacity .2s}.calc-cta .btn-primary:hover{opacity:.85}@media(max-width:1024px){.calc-hero__title{font-size:48px}.how-steps{gap:32px}}@media(max-width:767px){.calc-hero{padding-top:140px;padding-bottom:40px}.calc-hero__title{font-size:32px}.calc-hero__desc{font-size:.95rem}.how-steps{flex-direction:column;gap:16px;align-items:flex-start;padding:0 20px}.calc-card{padding:24px 16px}.calc-inputs{grid-template-columns:1fr;gap:20px}.platform-grid,.fee-grid{grid-template-columns:1fr}.results-title{font-size:22px}.fee-title{font-size:26px}.calc-cta h2{font-size:24px}.calc-cta{padding:40px 20px}.calc-card__heading{font-size:22px}.percentile-value{font-size:56px}.percentile-display{padding:28px 16px 24px}.percentile-tier{font-size:11px;padding:8px 20px}}